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Factoring with PMF - we bring you to safety

Factoring is an established financing alternative to classical bank financing and at the same time an effective instrument for your working capital optimisation.

We purchase your receivables from goods deliveries and services from commercial customers on an ongoing basis and finance these after a previous credit check of your debtors. The non-recourse sale of your receivables not only provides you with immediate liquidity, but also improves your most important financial ratios and thus expands your entrepreneurial room for manoeuvre.


Trading companies have often difficulties to achieve their growth targets because of lack of finance. Lack of equity will refrain banks to offer substantial open lines. Financing by factoring will often be cheaper than other financing alternatives.


Whether technical or personnel services, their customers are larger corporations with longer payments terms. Growth can only be achieved by a tailor made financial approach with the help of a factor.


The answer to price and margin deductions will often be sales growth and cost decrease initiatives. Local banks will be hesitating to support this process and with a factor on your side, you will be less vulnerable by sudden policy changes of your banks.

Hamburgs Binnenalsterufer

Financing through genuine factoring - More security through receivables financing

PMF Factoring GmbH is a bank-independent factoring company with a special focus on SME financing. As a bank-independent factoring provider, we are one of the largest in our industry. Our customers appreciate our individually developed financing concepts as well as our professional competence and service. Whether "start-up" or "turn-around" - we are always at your side. Our strengths include high consulting competence, transparent cost rates and fair contractual conditions. You sell receivables, strengthen your liquidity and creditworthiness and protect yourself against bad debt losses through genuine factoring. In this way you secure your sales growth, can concentrate completely on your core business and relieve the accounting department. You also have the option of granting your business partners more individual payment terms.

Tailor made Financing for medium sized corporations

As a factoring customer you are in the daily purchasing process with your factor. With the help of modern factoring software, we ensure that you always receive the information you need. As a factoring company for medium-sized businesses, we offer factoring using state-of-the-art IT in the sense of fast, solid financing for medium-sized businesses. We take over the financing of receivables for you and, if you wish, also debtor management, so that bad debt losses do not become a risk factor. Of course, in-house factoring is also possible. With a flexible contract design, we offer you various possibilities for corporate financing. If you are a company with a sales volume of between 2 and 150 million euros and are looking for a reliable partner for financing via genuine factoring and at the same time want to increase the liquidity and creditworthiness of your company, we should get to know each other. We would be pleased to convince you of the quality of our services.


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