We are a medium-sized and owner-managed company and follow a service-oriented approach. We attach great importance to a high service quality and to the satisfaction of our customers. Our service-oriented approach includes professional and active customer care that is competent, consulting-oriented, fast and transparent.
Our service quality, a deep understanding of consulting and financing for medium-sized companies and many years of cooperation with our customers speak for us and make us a trustworthy and competent factoring provider.
PMF Factoring GmbH offers you further services in addition to the financing of your outstanding receivables. We support our customers quickly and flexibly in their day-to-day business with all inquiries and concerns and always inform them about the current status of debtor management.
Factoring is a financing alternative to classic bank financing with additional services. By selling your outstanding receivables, you receive immediate liquidity and are protected against bad debt losses. If you wish, we can take over debtor management, thus relieving your administration and saving you time and money.
Factoring is particularly suitable for companies,
Factoring is suitable for many sectors, in particular for companies in production, wholesale and services. Factoring is not suitable for companies that provide their services in sub-sections, such as in the construction industry, or in project business.
The following applies to all companies: the service on which the claim is based must be free of objections, complete and free of third-party rights. The other requirements are,
Thanks to our short decision-making paths, we can decide on your financing request within a short period of time. After signing the contract and setting up your customer account, you can start factoring after just a few weeks.
You can retain your existing credit insurance, which is included in the factoring contract. In contrast to credit insurance, the factoring contract protects you 100% against bad debts.
Payment is usually made on the day the invoice is submitted.
You only need to provide your customers with a new bank account to which the invoice amounts will be transferred.
The payment terms of your customers do not change. We adhere to the payment terms you set us and your customers.
You continue to write your invoices and forward them electronically to us.
Please inform us if your customer has accidentally paid you and forward the amount to us.
You can decide for yourself how often you want to submit your invoices to us.
As part of our full-service factoring, we take over the dunning and collection process for you. In consultation with you, we dun overdue receivables commercially. After an unsuccessful dunning procedure and after all dunning deadlines have expired, we initiate a collection procedure. In full-service factoring, you are protected against payment defaults and the invoice amount is paid out.
Would you like to know whether factoring is also suitable for your company?
Contact us for a non-binding discussion.